Zero data retention. Privacy first.

Fire your bookkeeper. Automate it.

Unlimited bookkeeping for Xero — just $27/mo.

Your bookkeeper costs $800/mo

You save

$9,276/yr

Estimated savings with the $27/mo plan.

Start Free Today

Drop your statements in.

PDF, CSV or OFX — that's the whole job.

go.xero.com · Northwind Ltd.Illustrative preview
Business Chequing$48,212.40✓ Reconciled
Business Savings$25,000.00✓ Reconciled
Visa Business Card-$1,284.55✓ Reconciled

41s

avg. month close

99%

auto-matched

100%

automated

The old way

You're paying $800 a month for someone to match numbers.

Books are 3 weeks behind

Shoeboxes of receipts at tax time

Bank logins shared with strangers

What you get

Give your Xero a brain.

01

Every bank line matched

Each statement line reconciled against the transactions in your accounting software.

02

Categorized and cleaned up

Coded to the right accounts as it goes, learning from your past entries.

03

Unlimited transaction bookkeeping

Unlimited transactions and reconciliation reruns within your plan’s account and statement-period allowances.

04

Exceptions flagged

The handful it wasn't sure about, set aside for your call — never guessed.

How it works

Four steps. Two minutes.

  1. 1

    Connect

    Link Xero or QuickBooks with read/write access to your ledger only.

  2. 2

    Drop statements

    Drag in PDF or CSV bank statements. No bank login needed.

  3. 3

    Reconcile

    One click. FYB matches, categorizes and reconciles every line.

  4. 4

    Review flags

    Glance at the handful it wasn't sure about. Done.

Live match

STRIPE PAYOUT 8821+$2,410.00

↓ matched to

INV-1041 Acme Co.$1,610.00
INV-1042 Birch Ltd.$800.00

✓ Posted to Accounts Receivable · 98% confidence

How you use FYB

Your books. Your way.

Email your bookkeeper.

After one-time setup, email your statements, answer questions by reply and receive bookkeeping updates. No dashboard or AI assistant needed.

Coming soon. Email statement processing is not active yet.

Use FYB directly.

Drop statements into FYB. Check, prepare and review in one place. Statement files stay in your browser session.

Open FYB →

Talk through your assistant.

Use a compatible assistant like Claude to read your saved FYB setup. Sign in and approve access; assistant retention terms apply.

Connect with MCP →

Claude · FYB

Workflow concept · sample data

What can I help you with?

Illustrative workflow—not live MCP execution

Results

1.2M

transactions reconciled

14 hrs

saved per business, per month

$9,600

average saved per year

Compare

The real cost of every other option.

BookkeeperDIYFYB
Monthly cost$500–2,000$0 + your weekends$27/mo + optional extra capacity
Books up to date2–4 weeks lateWhen you rememberSame day
Needs bank loginOftenYesNever
Zero data retentionVariesDepends on your toolsOur commitment
Fully automatedNoNoYes

Security

Zero data retention.
Security first.

Your books are the most sensitive thing your business owns. FYB works with the least access possible — and everything lands in your own ledger, where it belongs.

✓ No bank login required

Drop your statements in once. Connecting a bank is optional, never needed.

✓ Least-privilege access

Only the Xero / QuickBooks permissions reconciliation needs. Revoke anytime.

✓ Encrypted in transit

TLS everywhere, end to end.

Zero data retention

Our commitment: no retained statements or extracted financial data after processing. Your ledger stays the record.

From owners

Notes from the desk.

"Closed six months of backlog in an afternoon."
— Dana R., café owner
"I cancelled my $900 bookkeeper the same week."
— Marcus L., agency founder
"I press one button and the month is done."
— Priya S., clinic director

Pricing

Unlimited bookkeeping.
One flat price.

Free

$0/ever

One month of bookkeeping. Once ever.

  • ✓ 1 month of reconciliation
  • ✓ Statement processing
  • ✓ Transaction matching
  • ✓ Categorization and cleanup
  • ✓ One business
  • ✓ No subscription

Same included bookkeeping. One month total, not a monthly reset.

Start free

Unlimited

$27/mo

Unlimited bookkeeping. One flat price.

  • ✓ Unlimited reconciliation reruns
  • ✓ Statement processing
  • ✓ Unlimited transactions
  • ✓ Categorization and cleanup
  • ✓ One business
  • ✓ Cancel anytime

Within your plan’s account and statement-period allowances.

Start now

Every plan. The same commitment: zero data retention, no bank login required.

FAQ

Questions, answered.

Is it really unlimited?+

The $27/mo plan covers unlimited transactions, categorization and reconciliation reruns within its account and statement-period allowances. Other included services have their own allowances; reaching one does not cap transaction bookkeeping.

What costs extra?+

Extra capacity beyond your plan’s allowances, such as historical catch-up or additional accounts. Any price must be shown and approved before purchase—no surprise charges. Payments and allowance tracking are not active yet.

How automated is it, really?+

Drop your statements in once and press one button. FYB matches, categorizes and reconciles every line on its own — you only look at the handful it flags.

Do I need to connect my bank?+

No. Drag and drop your statements. Bank connection is optional if you want it fully hands-off.

Will FYB keep my statements?+

Our zero data retention commitment: no copies of your statements or extracted financial data retained after processing. Your accounting software remains the record.

What if FYB isn't sure about a transaction?+

It flags it for you instead of guessing. Most months that's a handful of lines.

Can my accountant still see everything?+

Yes. Everything posts into your existing ledger, exactly where they already look.

Which platforms are supported?+

Xero and QuickBooks Online integrations are being built, with FreshBooks and Zoho next. Statement checks are available now; live accounting updates are not enabled yet.

Balance your books before dinner.

Reconcile my books →

$27/mo · included allowances · cancel anytime

Our commitment: zero data retention. Security first.